[URL=https://www.howardbrokerage.com/]Independent Broker[/URL]Howard Insurance Brokerage - We operate as an independent brokerage allowing us to work for you. We shop and compare four to five carriers per policy in order to find the best policy for your needs. We can personalize your coverage and experience in many ways. Just as no two policies are the same, neither should your service be the same . We work with you to provide a solution that best fits your needs.