A mortgage calculator is a tool used to estimate monthly mortgage payments based on loan amount, interest rate, and term length. It factors in principal and interest payments, as well as property taxes, homeowners insurance, and sometimes private mortgage insurance (PMI). Users input loan details and receive an estimate of monthly payments, total interest paid, and the amortization schedule. It helps prospective homebuyers understand affordability and compare different loan scenarios. Some calculators also provide insights into how extra payments or changes in interest rates can affect payments over time. https://calculatoruniverse.com/mortgage-calculator/

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